URGENT REMINDER FOR ALL INSURANCE PATIENTS AND HSA ACCOUNT HOLDERS!
The festive season is upon us and our appointment slots are filling up fast! Secure your spot before the Christmas rush.
It's an unfortunate reality that a significant number of individuals let their dental benefits expire as the New Year bell tolls. According to statistics from the National Association of Dental Plans, a mere 2.8% of people enrolled in PPO dental plans utilize or surpass their plan's annual maximum.
Regardless of whether your dental care is covered through an insurance plan or a Flexible Spending Account (FSA), most of these benefits will not carry over beyond December 31. Don't let your valuable dental benefits slip away unused. Our team has simplified what these perks entail, when they need to be utilized, and how to take full advantage of them.
Understanding Dental Benefit Plans
A substantial number of individuals receive dental benefits through their employer. Many of these insurance providers set a December 31 deadline for benefits, beyond which unused benefits typically do not roll over to the next year. It's advisable to verify this with your employer.
Strategies to Optimize Your Dental Benefits
Taking full advantage of your dental coverage requires a proactive approach throughout the year.
- Preventive care is not only beneficial for your health, but also for your wallet. Most plans usually cover 100% of preventive visits. If you haven't scheduled one yet, now might be the perfect time.
- Plan your dental needs well in advance. During a mid-year or autumn dental visit, discuss your oral health needs and any anticipated treatments before year-end with your dentist. (For instance, a back-to-school check-up is an ideal opportunity for such a discussion.) Book any necessary appointments early to complete them before the holiday season.
- After identifying your dental needs, collaborate with your dentist and insurance provider to determine your coverage. Frequently, your dentist's office can assist with this. You can also reach out to your insurance provider using the customer service number on your ID card, or visit their official website for further details.
If you are unsure about any remaining balance in your account, please contact our team at Wong Dentistry today. We look forward to providing the care you deserve!
